Buying my first home... So I have been going back and forth with my husband for 3 years about WHERE we want to eventually settle down, and finally this year we decided on a subsale property in Denai Alam as it is located between his workplace and my workplace. The place is at a rather peaceful neighbourhood and although it is a more Malay dominated area, we have no issues traveling if we want to fine Chinese food or whatever. The property was a bare unit for RM740,000 which unfortunately doesn't qualify for the exemption of stamp duty for first home buyer of property under RM500k. So we knew we need to fork out quite a bit on the downpayment and renovation. So timeline wise, it is pretty long. We visited the property on 30 Dec and immediately decided that we wanted the house because the pricing was reasonable and we liked the location as well, paid the earnest deposit of RM23,532 on 1 Jan 2024. A few days later, the agent said that the ownership of this property is joint ownership...